Home Insurance in Lexington VA

Protect your property with dependable home insurance in Lexington, VA. Furr Insurance Agency helps homeowners find the right coverage for colonial homes, new builds, and historic properties throughout the Shenandoah Valley.

Your home is your most valuable asset. We compare homeowners insurance policies from multiple carriers to find coverage that protects your dwelling, personal belongings, and liability — all at a competitive rate.

Lexington homes face unique risks including severe weather, fallen trees, and winter ice damage. Our local agents understand these risks and can recommend the right coverage levels for your property.

Frequently Asked Questions

How much does home insurance cost in Lexington VA?

Home insurance in Lexington VA typically costs between $800 and $2,500 per year depending on your home's value, age, construction type, and coverage levels. Historic homes may cost more due to replacement cost considerations.

Does home insurance cover flood damage?

Standard homeowners insurance does not cover flood damage. If your home is near the Maury River or in a flood-prone area, we recommend a separate flood insurance policy through the NFIP or private carriers.

Furr Insurance Agency — 166 Walker Street, Lexington, VA 24450 — (540) 463-4900